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… learn about our tax system and how it works. It is just a summary — we suggest you seek professional advice if you … or help with paying tax. [nznow:register-block-1:a,b,c,d] Types of tax Individuals and businesses in New Zealand must pay tax on their income. The Government also collects tax …www.live-work.immigration.govt.nz/live-in-new-zealand/money-tax/taxesACC–Helping to meet the costs of personal injury
… if you are injured by an accident in New Zealand, ACC may pay some of your medical and rehabilitation costs. ACC is a no-fault scheme – the only one of its kind in the world. It … specific situations). Depending on your injury ACC may pay a proportion of medical costs, provide assistance with home …www.live-work.immigration.govt.nz/resources/acc-helping-to-meet-the-costs-of-personal-injuryBuying a home
… to consider when looking to buy including how you will pay for it, getting a home loan and finding the right type of property for you. … Cottages are smaller, usually with one or two bedrooms. A lot of these older “character” homes have been updated …www.live-work.immigration.govt.nz/resources/buying-a-homePaying for healthcare services
… use these services. However, you will usually need to pay for them. The government strongly recommends you get … You may be eligible for subsidised healthcare if you are: a New Zealand citizen or permanent resident or resident … permanent resident – check the Ministry of Health website) a work visa holder who is allowed to work here for 2 years or …www.live-work.immigration.govt.nz/live-in-new-zealand/healthcare/paying-for-healthcare-servicesRenting a house
… country, with higher prices in the main centres. Finding a rental In New Zealand, rent is advertised as a weekly price, rather than monthly. You can find rental … find out more about market rent - what renters typically pay in specific areas - check the Tenancy Services website. …www.live-work.immigration.govt.nz/live-in-new-zealand/housing/rentingEmployment rights
… and responsibilities. Your employer must treat you fairly, pay you at least the minimum wage set by the government, and … Zealand website. It has information in 14 languages and a free online course where you can learn about your minimum … exploitation | Immigration New Zealand If you have had a disagreement with your employer and do not think you …www.live-work.immigration.govt.nz/work-in-new-zealand/employment-rightsRenting in Christchurch
… in New Zealand If you are renting in New Zealand you are a tenant and the person who is providing the accommodation is … Tenancies Act. The Act ensures landlords provide a home that is clean, comfortable and safe, and that tenants take care of the home and pay for anything that gets damaged or goes missing. If your …www.live-work.immigration.govt.nz/resources/renting-in-christchurchGovernment services for Australians in New Zealand
… in New Zealand - Work and Income KiwiSaver KiwiSaver is a voluntary, work-based savings initiative to help with … It's designed to be hassle-free so it's easy to maintain a regular savings pattern. Contributions paid to your … maternity services and pharmaceuticals. They’ll need to pay the full cost of primary health care consultations …www.live-work.immigration.govt.nz/australianinnzNew Zealand Police
… management. New Zealand Police see their work as very much a shared responsibility. Their slogan is ‘Safer Communities … Police are here to help you. The Police website has a list of ethnic liaison officers, as well as advice and … the advice of a lawyer. If you do not have the money to pay for a lawyer, a Citizens Advice Bureau (CAB) or Community …www.live-work.immigration.govt.nz/live-in-new-zealand/safety/new-zealand-policeMoving to New Zealand from Australia
… New Zealand compares We speak the same language and share a lot culturally with Australia. The differences aren't as … Even in the biggest cities you’re only minutes from a beach, native park or mountain biking trail. It’s also a … some of our healthcare fees, which means you only have to pay a part of the fee when you see your local doctor — also …www.live-work.immigration.govt.nz/choose-new-zealand/compare-new-zealand/australiaRetirement
… New Zealand Superannuation (NZ Super), begin to pay out your savings. NZ Super is a fortnightly payment for people aged 65 and over. You may qualify if you: are a New Zealand citizen or permanent resident, or hold a …www.live-work.immigration.govt.nz/live-in-new-zealand/money-tax/retirementFinancial assistance
… Kiwis genuinely care for other people and have always had a strong commitment to social welfare. For example, New … for families, including parental leave when you have a baby and the Working for Families package of benefits help … an accident, ACC (Accident Compensation Corporation) may pay up to 80% of the taxable income you were earning before …www.live-work.immigration.govt.nz/live-in-new-zealand/money-tax/financial-assistanceHealthcare services
… Finding a doctor (GP) There are around 5,500 general practitioners … every city, town and suburb. Most work in groups called a practice, operating from a medical centre. You need to … a GP. It is free to enrol. If you do not enrol, you will pay a lot more to see a GP. Remember to check the fees the …www.live-work.immigration.govt.nz/live-in-new-zealand/healthcare/healthcare-servicesThe school system
… All children must be enroled with a school or in home education by their sixth birthday. Once … New Zealand school structure. The ‘Year’ denotes how long a child has been at school. Schooling is divided into 3 … up to 19 years of age. However, parents usually need to pay for things like school uniforms, stationery, exam fees …www.live-work.immigration.govt.nz/live-in-new-zealand/education-and-schooling/the-school-systemBuying or building a house
… What if my partner has a different visa? If you are buying a property together with your partner and at least one of you … for a property you are interested in. You have to pay for this, but it will be more accurate because it will …www.live-work.immigration.govt.nz/live-in-new-zealand/housing/buying-or-buildingEnroling with your local doctor
… up to three months for enrolment to take place, so it is a good idea to enrol now, even if you are completely healthy. … your enrolment form. Enroling is an investment in a healthy future for you and your family. Healthcare Services … you, your family and your community. When you enrol, you pay less for visits to your regular doctor and you pay just …www.live-work.immigration.govt.nz/resources/enroling-with-your-local-doctorInsurance in New Zealand - a guide for migrants
… Moving to a new country can be a stressful and costly exercise, so gain peace of mind by … if your home needs to be rebuilt, the insurer will only pay out the maximum sum that you specify when you take out …www.live-work.immigration.govt.nz/resources/insurance-in-new-zealand-a-guide-for-migrantsAuckland Community services
… trains and ferries that serve Auckland are all part of a single public transport system operating year round across … Planner will help you plan trips in the region. You can pay your fares on Auckland’s public buses, trains and ferries … at all train stations and at the Northern Busway Stations. A complete list can be found on the AT Metro website. …www.live-work.immigration.govt.nz/choose-new-zealand/regions-cities/auckland/community-servicesUtilities
… Electricity and gas A lot of New Zealand’s electricity comes from hydroelectric, … power outlets. Electricity in New Zealand is supplied at a minimal voltage of 230-240 volts and 50 hertz. Gas Many … have water usage meters too. Tenants in these properties pay for the water they use, while the owner covers the other …www.live-work.immigration.govt.nz/live-in-new-zealand/housing/utilitiesMoving to New Zealand from the UK
… Zealand compares to living in the UK, and how you can get a visa to experience our lifestyle. How New Zealand compares New Zealand and the UK have a lot in common, like similar values, a shared history, and … some of our healthcare fees, which means you only have to pay a part of the fee when you see your local doctor — also …www.live-work.immigration.govt.nz/choose-new-zealand/compare-new-zealand/ukMoving to New Zealand with a Samoan Quota Resident Visa
… you go What is New Zealand really like? New Zealand is a big place with lots of different cultures. The weather is different and the the norms here may be a big adjustment also. However, there is a place for everyone … of life can be different. In New Zealand, you will have to pay for many things, including a place to live, power, …www.live-work.immigration.govt.nz/choose-new-zealand/compare-new-zealand/moving-from-the-pacific-islands/moving-to-new-zealand-with-a-samoan-quota-resident-visaMoving to New Zealand with a Pacific Access Category (PAC) Resident visa
… for your new life here. If you plan well, you will make a better start for you and your family in New Zealand. Know … you go What is New Zealand really like? New Zealand is a big place. The weather is different, work is harder and … easy at first. When you arrive in New Zealand you have to pay for many things, including a place to live. Basic things …www.live-work.immigration.govt.nz/choose-new-zealand/compare-new-zealand/moving-from-the-pacific-islands/moving-with-a-pacific-access-category-visaJob websites & recruitment companies
… people in New Zealand available to fill the post. Finding a job from overseas There are lots of job websites in New … have dedicated job websites. If you are looking for a job in one of these sectors, check out the website: … you have contacted about jobs and when. You do not need to pay the company or agency as they get paid by the employer …www.live-work.immigration.govt.nz/work-in-new-zealand/finding-applying-for-jobs/job-websites-recruitment-companiesWorking in New Zealand as a civil engineer
… Nelson Lakes National Park For starters, he is now a father of three boys. Jeff’s wife, Amanda, found out she … was pregnant with their first son soon after Jeff accepted a job in Christchurch, in New Zealand’s South Island. … of leave each year. The scheme spreads the reduction in pay evenly throughout the year, rather than deducting it from …www.live-work.immigration.govt.nz/resources/working-in-new-zealand-as-a-civil-engineerBanking, loans & FX
… must be registered with the Reserve Bank of New Zealand - a list of all banks can be found on their website. The five … the country, but not all banks operate nationally. It is a good idea to check the bank's website to see if the bank … with a bank account number so receiving your first pay is easier. When you arrive, you will most likely need to …www.live-work.immigration.govt.nz/live-in-new-zealand/money-tax/banking-loans-fxProtect yourself from scammers
… have them. We might: have an urgent need for money or for a job be looking for love online have some cash to invest believe we’ve won a competition be looking for a place to rent get a … visa or arrival card information and demand that they pay money into a Western Union account or face serious …www.live-work.immigration.govt.nz/resources/protect-yourself-from-scammersFamily life returns for migrant couple
… things about New Zealand,” Rene Quinones Rene Quinones is a painter with Buildtech’s Christchurch rebuild team and his wife, Christina is a security guard. Their three children Nathaniel, 9, Natalie, … good second-hand clothes, as soon as he got his first pay he bought more work clothes. The job was different from …www.live-work.immigration.govt.nz/resources/family-life-returns-for-migrant-coupleSafe & secure
… who have lived overseas return home when it's time to have a family. High personal safety, low corruption We’re rated in … Corruption Perception Index | Transparency International A fair deal In New Zealand, you can expect to pay the advertised price or fee for goods and services. You …www.live-work.immigration.govt.nz/choose-new-zealand/safe-secureMoney & tax
… as EFTPOS cards) but debit cards have more features. Using a card is the most common way to pay here, even for small purchases. Contactless and mobile … country. Wages and salaries are usually paid directly into a bank account. If you have a job to come to, it is a good …www.live-work.immigration.govt.nz/live-in-new-zealand/money-taxGetting job-ready
… Ministry of Business, Innovation and Employment (MBIE) has a useful tool. Then do some research into New Zealand … Our 'Job market and key industries' page will give you a good overview. Regional economic activity web tool | MBIE … job titles or professions. It also has information about pay, job opportunities and entry and qualification …www.live-work.immigration.govt.nz/work-in-new-zealand/finding-applying-for-jobs/getting-job-readyStay water safe
… skill – Float first: click here Find the safest place Take a moment to assess the conditions and look for dangers like … on duty are safest. Listen to the lifeguards and pay attention to warning signs and flags. Find the safest … quickly. Take care of yourself and others Always go with a buddy and tell someone your plans. When wearing a …www.live-work.immigration.govt.nz/resources/stay-water-safeFamily focus
… when Fabio was invited to Wellington to interview for a Marine Geophysicist vacancy with GNS Science. After only … shift to the other side of the world was Fabio’s job, but a noticeable focus on family life in New Zealand was what … a couple of salaries just to reach the end of the month, pay the cost of the mortgage and so on”. It was not until the …www.live-work.immigration.govt.nz/resources/family-focus